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Disputing Inaccuracies

To dispute inaccurate information on your Equifax, Experian, or Trans Union credit report, write to the bureau that supplied the information. In your letter be sure to include:
  • Your full name, first, middle and last and including any applicable suffixes (Jr., Sr., II, etc.)
  • Your complete mailing address
  • Your date of birth
  • Your Social Security number (this is necessary to access your credit report)
  • The name and account number of the creditor and item in question
  • The specific reason for your disagreement with the disputed item
  • Your signature
Mail dispute to:

Experian
See phone number below.


Equifax Information Services
P.O. Box 740256
Atlanta, GA 30374-0256


Trans Union Corporation
P.O. Box 390
Springfield, PA 19064-0390 Or call these numbers for more information:

Experian 1 (888) EXPERIAN
Equifax 1 (866) 233-3780
Trans Union 1 (800) 916-8800